Debt Collection Agency
Balancing diplomacy and tenacity to achieve the highest collection returns in the industry.
Your Professional Collection Specialists
At JMH & Associates, we have over 20 years of experience collecting both consumer and commercial debts for a wide range of clients.
We use tried and true collection methods, and have collected in excess of $20 million for our customers.
Schedule a free consultation today to see why we have the best collection returns in the industry.


Benefits of Hiring Us
Our collection specialists know how to explain contracts, read invoices/statements but more important they know how to effectively communicate to collect your money today! Each industry is unique and we have the knowledge needed to collect in your industry.
- Increase revenue
- Retain customer relationship
- Free up your valuable time
- We understand business collections
Representing Small Businesses
Most small business owners think they need to submit a lot of files or have large balances or a collection agency will not work with them. This is often the case.
However, here at JMH, we represent businesses of all sizes and have gained a large and loyal following of quality customers. Our small business debt recovery solution only requires that the invoice be $500 or above and not older than 4 years. This is what makes us the ideal collection agency for small businesses.


Asset & Location Investigations
At JMH & Associates, we offer complimentary asset and location investigations to empower our clients in their pursuit of debt recovery. Our comprehensive investigations may include:
- Corporate Entity Information: Discover essential details about corporate entities that can influence debt recovery strategies.
- Corporate/LLC Structure and Ownership: We investigate to identify the type of business entity and ownership.
- Identifying Business Ownership: We uncover owner information and their direct contact information.
- Locating Hidden Assets: Our team excels at identifying concealed assets that can be pivotal in recovering outstanding debts.
- Finding Bank Accounts: We employ effective methods to trace bank accounts, facilitating efficient debt collection.
- Current Address & Phone: We track down current contact information to establish direct communication with debtors.
- Identifying Places of Employment: Understanding a debtor’s employment status is crucial for collection.
- Database Records Search: We harness the power of extensive databases to extract valuable data.
- Property Ownership/Deed: We provide insights into property ownership and deeds, if applicable.
- Emails & Social Media: Our investigations extend to digital footprints, including email addresses and social media profiles.
Our asset and location investigations are a crucial part of our client-focused approach to debt collection. These services equip you with the information needed to make informed decisions and enhance the effectiveness of your debt recovery efforts. Partner with JMH & Associates to unlock the resources you need for successful debt collection.
Credit Reporting
At JMH & Associates, we report uncollected files to Trans Union, ensuring compliance and accuracy in small business debt recovery.
We give debtors every chance to pay before reporting them to the Credit Bureau, prioritizing fair treatment and effective resolution.
The credit and collections industry is more challenging every year, and having the right company on your side is the key to recovering money owed.
As a dedicated collection agency for small businesses, we specialize in small business debt recovery. Trust JMH & Associates to help you with your debt collection needs, ensuring your business’s financial health remains strong.


Legal Resolution and Judgments
In certain small business debt recovery cases, pursuing legal action becomes a necessary step. At JMH & Associates, we are a collection agency for small business so we understand the complexities involved, and we’re here to guide you through the process.
Tailored Recommendations: Our experienced team meticulously reviews your case to provide you with a tailored recommendation for the best course of action based on its unique criteria.
Proven Success: Remarkably, approximately 90% of collections judgments are secured by default. Debtors often fail to hire legal representation or mount any form of defense, leading to successful outcomes for our clients.
Timely Resolutions: We recognize that time is of the essence in debt collection. Legal proceedings, from the initial filing to the entry of judgment, typically take between 3 to 6 months. Throughout this period, we work diligently to expedite the process and secure a favorable resolution on your behalf.
Navigating the legal landscape in debt collection can be daunting, but with JMH & Associates by your side, you can be confident in pursuing the most effective course of action to recover your outstanding debts. Contact us today, and let us help you achieve the results you deserve.
Client Testimonials
Here are what some of our clients say about their experience with us.





