Debt Collection Agency
Balancing diplomacy and tenacity to achieve the highest collection returns in the industry.
Your Professional Collection Specialists
At JMH & Associates, we have over 20 years of experience collecting both consumer and commercial debts for a wide range of clients.
We use tried and true collection methods, and have collected in excess of $20 million for our customers.
Schedule a free consultation today to see why we have the best collection returns in the industry.
Benefits of Hiring Us
Our collection specialists know how to explain contracts, read invoices/statements but more important they know how to effectively communicate to collect your money today! Each industry is unique and we have the knowledge needed to collect in your industry.
- Increase revenue
- Retain customer relationship
- Free up your valuable time
- We understand business collections
Representing Small Businesses
Most small business owners think they need to submit a lot of files or have large balances or a collection agency will not work with them. This is often the case.
However, here at JMH we represent businesses of all sizes, and have a gained a large and loyal following of quality customers. Our only requirements are that the invoice must be $500 or above and not older than 4 years.
Collection Investigations (Skip Tracing)
JMH & Associates provides collection investigations free of charge to our clients. Debt collection is a complicated task, and requires careful planning from the start. Investigations play a huge role in collections, and typically include the following:
- Identify Business Ownership
- Locate Hidden Assets
- Locate Bank Accounts
- Corporate Entity Information
- Find Current Address & Phone
- Places of Employment
- Database Records Search
- Property Ownership/Deeds
- Emails & Social Media
Credit Reporting
At JMH & Associates, we report uncollected files to Trans Union.
We give debtors every chance to pay before reporting them to the Credit Bureau.
We report the debt to the Credit Bureau if it has been in our office for collection and unpaid for 5 months.
The credit and collections industry is more challenging every year, and having the right company on your side is the key to recovering money owed.
Lawsuits, Legal Collections & Judgments
When it comes to consumer and commercial debt collection, lawsuits are sometimes necessary.
A specialist will review the file and if the criteria is met we will deliver our recommendations. 90% of judgments are won by default meaning the debtor does not hire an attorney or put up any type of defense.
Lawsuits can take 3-6 months from initial filing to entry of judgment.
Client Testimonials
Here are what some of our clients say about their experience with us.
