Guiding You Through Legal Debt Recovery
Our attorney-forward approach ensures your past-due accounts are handled with precision, professionalism, and the authority they require. As a trusted Los Angeles debt recovery agency, we make it easy to hire collector support when legal action becomes necessary. Every collector on our team is trained to work alongside legal counsel for maximum impact. .
Tailored Recommendations
Boost Income
Client Care
Expert Help
Time Saver

Strategic Legal Collection When Standard Efforts Stall
When traditional collection methods no longer produce results, JMH Collections provides structured legal debt recovery solutions in Los Angeles to help businesses move forward with confidence. Legal collection is often necessary for severely delinquent accounts, disputed balances, or debtors who remain unresponsive despite repeated outreach.
JMH works closely with qualified legal professionals to pursue recovery through appropriate legal channels, ensuring each case is evaluated carefully before escalation. Our process emphasizes efficiency, cost awareness, and transparency, giving businesses a clear path toward resolution while minimizing unnecessary risk or delay.

Knowing When Legal Collection Makes Sense
Deciding when to hire a debt collector for legal recovery is an important business decision. JMH Collections helps you evaluate when escalation is appropriate based on debt age, amount, and debtor behavior.
Legal collection can provide the structure and leverage needed to pursue payment when all other options have been exhausted. With a contingency-based model and no upfront fees, businesses can pursue recovery without additional financial pressure. JMH serves as a trusted partner, guiding you through the legal collection process with clarity, professionalism, and a results-driven focus.

Experienced Legal Recovery Management
As an established debt recovery agency, JMH brings experience, structure, and accountability to legal collection efforts. Our team coordinates closely with legal partners to ensure that every action complies with applicable laws and best practices. From preparing accurate case documentation to managing ongoing communication, we maintain complete oversight of the recovery process.
Clients receive regular updates and clear explanations, allowing them to remain informed without being involved in day-to-day legal details. This disciplined approach improves recovery outcomes while protecting your business interests.

Practical Legal Support for Small Businesses
Unpaid accounts can significantly impact cash flow, especially for growing companies. JMH's approach to small business debt recovery in Los Angeles is designed to offer strong legal options without overwhelming business owners.
We assess each account individually to determine whether legal collection is the most effective next step. By managing documentation, timelines, and legal coordination, we help small businesses recover outstanding debts while reducing internal workload and administrative strain.
Client Testimonials
Sarah L
Client Testimonials
David M
Client Testimonials
Rachel P
Proven Success
Timely Resolutions: Navigating the legal landscape in debt collection can be daunting, especially for small businesses. Still, with JMH & Associates by your side, you can be confident in pursuing the most effective course of action to recover your outstanding debts.
If you’re ready to hire a debt collector, JMH & Associates offers proven small business debt recovery strategies. Contact us today to hire a team you can trust and get the results you deserve.
Frequently asked questions
Do you charge any fees in advance?
No. We do not charge until we collect. No collection, no fees charged. It’s that simple. There are no signup fees, annual fees or any payments in advance. There are no “hidden” fees.
How much do you charge?
We charge a percentage of any sums we collect.
When should I turn my debt over to a collection agency?
When the debt is past due 3 -months old or older. When your customer plays games, tells stories, breaks promises, claims filing bankruptcy. These are all stall games played in an effort to avoid paying. It is time to send them to collection with no further delays.
Do you have a minimum balance?
We accept principle due of $1,000 and above. Exceptions can be made for volume placers.
What info do I need to send?
Sign and return our collection agreement.
Submit a copy of outstanding debt via internet, email or fax.
We need any document that states the debtors name, amount owed, address, phone number(s) email.
Documentation includes:
• Invoice
• Statement of account
• Copy of NSF check
• Entry of Judgment
• Promissory Note
• Contract
How many files do I need to send?
We do not have a minimum or maximum number of files. If you have 1 past due debtor or 100 we are here to help.
Is my debt too old to collect?
The statute of limitations is different in every state. Generally the debt needs to be 4 years old or less.
What if I don’t have any phone numbers?
No problem. Our Investigation team will use our agency resources and tools to uncover current location information for your customer.
Do you add interest or late fees?
We add daily interest to the debt.
Can you add your collection fees to the debt?
Regretfully, collection agencies are not allowed to add their fees to the balance owed. This has been decided by the Supreme court.
What does legal debt recovery involve at JMH?
Legal debt recovery at JMH Collections in Los Angeles uses attorney-driven strategies and enforcement when needed, helping you pursue overdue accounts beyond standard collection efforts while controlling costs and improving chances of a favorable resolution.
How can JMH help with small business debt recovery when invoices go unpaid?
JMH focuses on small business debt recovery by combining tailored collection strategies with legal escalation when appropriate, maximizing your chances of getting paid while preserving client relationships and reducing your administrative burden.
What is a debt recovery agency and how does JMH assist clients?
A debt recovery agency like JMH Collections works to reclaim money owed to you by pursuing overdue accounts, using both collection expertise and legal resources when necessary to help secure payments and protect your cash flow.
When should a business hire a debt collector like JMH?
You should hire a debt collector when your efforts to collect payment have stalled, and professional support can improve recoveries, free up your time, and apply legal-oriented follow-up to resolve past-due accounts quickly.
Get a Free Quote





