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Effective Debt Recovery Solutions

At JMH & Associates, we have over 20 years of experience collecting both consumer and commercial debts for a wide range of clients.

We use tried and true collection methods, and have collected in excess of $20 million for our customers.

Schedule a free consultation today to see why we have the best collection returns in the industry.

Benefits of Hiring Us

Our collection specialists know how to explain contracts,
read invoices/statements but more important they know
how to effectively communicate to collect your money today!
Each industry is unique and we have the knowledge needed
to collect in your industry.

Boost Income

Increase revenue

Client Care

Retain Customer Relationship

Expert Help

We Understand Business Collections

Time Saver

Free Up Your Valuable Time

Representing Small Businesses

Most small business owners think they need to submit a lot of files or have large balances or a collection agency will not work with them. This is often the case.

However, here at JMH, we represent businesses of all sizes and have gained a large and loyal following of quality customers. Our small business debt recovery solution only requires that the invoice be $500 or above and not older than 4 years. This is what makes us the ideal collection agency for small businesses.

Frequently asked questions

Do you charge any fees in advance?

No. We do not charge until we collect. No collection, no fees charged. It’s that simple. There are no signup fees, annual fees or any payments in advance. There are no “hidden” fees.

How much do you charge?

We charge a percentage of any sums we collect.

When should I turn my debt over to a collection agency?

When the debt is past due 3 -months old or older. When your customer plays games, tells stories, breaks promises, claims filing bankruptcy. These are all stall games played in an effort to avoid paying. It is time to send them to collection with no further delays.

Do you have a minimum balance?

We accept principle due of $500 and above. Exceptions can be made for volume placers.

What info do I need to send?

How many files do I need to send?

Is my debt too old to collect?

What if I don’t have any phone numbers?

Do you add interest or late fees?

Can you add your collection fees to the debt?

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