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JMH Collection Agency is a California-based debt recovery agency committed to helping businesses recover the money they’re rightfully owed. With over 20 years of experience in commercial and consumer collections, we’ve built a strong reputation for professionalism, precision, and dependable results.


Our team works with companies of all sizes, from small local businesses to large-scale enterprises. We focus on past-due invoices valued at $1,000 or more and not older than three years. We apply a balanced approach that combines persistence with diplomacy, making sure our clients get paid without damaging their customer relationships or brand reputation

What sets JMH Collection Agency apart is our ability to handle the full spectrum of the recovery process. We provide asset and location investigations, and credit reporting. Every case is managed with transparency, compliance, and attention to detail.


Based in Sherman Oaks, we proudly serve clients throughout California, including Los Angeles, Orange County, and surrounding regions. Our localized expertise and high recovery rates have made us a trusted partner in the debt collection industry.

Frequently asked questions

Do you charge any fees in advance?

No. We do not charge until we collect. No collection, no fees charged. It’s that simple. There are no signup fees, annual fees or any payments in advance. There are no “hidden” fees.

How much do you charge?

We charge a percentage of any sums we collect.

When should I turn my debt over to a collection agency?

When the debt is past due 3 -months old or older. When your customer plays games, tells stories, breaks promises, claims filing bankruptcy. These are all stall games played in an effort to avoid paying. It is time to send them to collection with no further delays.

Do you have a minimum balance?

We accept principle due of $500 and above. Exceptions can be made for volume placers.

What info do I need to send?

How many files do I need to send?

Is my debt too old to collect?

What if I don’t have any phone numbers?

Do you add interest or late fees?

Can you add your collection fees to the debt?

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